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Fintech Applications
A seminar on Fintech Applications was organized by the Department of Postgraduate Commerce at The Bhawanipur Education Society College. The distinguished speaker for the seminar was Prof. Dr. Binay Bhushan Charabarti, former professor at the Indian Institute of Management Calcutta, and former Director-in-Charge at IIM Ranchi. Commencing at 4:30 p.m., the seminar began with an opening address by Ms. Dipannita Chatterjee.
The seminar aimed to provide students with insights into Fintech applications, blockchain technology, and smart contracts. Its structure facilitated a comprehensive understanding of key concepts, delving into various financial services empowered by technology. Topics included SOFI (social finance), Ripple (cross-border payments, crypto liquidity, central bank digital currency), Faircent in India (peer-to-peer lending), TechFin (technology companies entering the financial services sector), and the Fintech ecosystem.
Discussions highlighted the role of artificial intelligence and big data in mitigating human errors in financial processes, exemplified by innovations like Robo advisors and human-digital interfaces. Moreover, explanations on blockchain and smart contracts elucidated the fundamentals and mechanisms of data security through concepts such as hashing and consensus mechanisms like Proof of Work (PoW).
The seminar also covered practical aspects including Blockchain APIs, mining, immutability, Ethereum Smart contract programming, and algo trading. Additionally, various Fintech companies and banks such as ATOM Bank, NIYO Global, and Funds India, along with their operational scopes, were presented using Google platforms. Participants were encouraged to engage further with the speaker for consultation through online channels and emails. They actively participated by posing questions and engaging in discussions, including on emerging concepts like e-rupee.
The seminar witnessed attendance from M.COM students of both semester 1 and semester 3. Prof. Paramita Chakravarty, the Coordinator of the M.COM Department, extended a vote of thanks at the conclusion of the event.
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